TERMS & CONDITIONS DOWNLOADS

Each of the above listed business and business owner/officer (individually and collectively, “you”, The Merchant, are agreeing to have READ and AGREE to all terms and conditions downloadable below referenced via “Terms and Conditions” in the sentence above. Furthermore, by checking the agree box, you agree to allow the checkbox to function as your signature for all applicable Merchant Processing Agreement & Addendum authorizing Merchant Direct Wholesale Processing DBA Save Merchant Service and each of its representatives, successors, assigns and designees (“Recipients”) to sign the appropriate merchant agreement for you.   These terms allow the merchant to use a terminal free of charge as long as merchant is processing through Save Merchant Service or its vendors. Merchant agrees to pay all processing rates and fees as  stated on the merchant agreement and agrees to a three  (3) year  processing agreement as specified in the Terms of Default. Upon termination of the merchant account, merchant  agrees that the equipment must be returned to Save Merchant Service. If the equipment is not returned within 14 days of termination, merchant agrees to pay the equipment retail value of the terminal(s). Furthermore, if the  terminal is returned in a damaged condition because of misuse, neglect, or mishandling, merchant agrees  to pay the above fees  to replace the damaged equipment. Save Merchant  Services  reserves  the  right  to  substitute  different  terminals  than  those  listed  due  to availability and technological capability. If the terminal ceases to function, every effort will be made to get the terminal operational or it will be replaced with another terminal. Merchant agrees to pay all shipping charges associated with shipping the terminal back to Save Merchant Services or the specified  Vendor.  By  Clicking  Agree,  merchant  agrees  to  the  conditions  in  this  agreement and authorizes Save Merchant Services to ACH debit merchant’s bank account, or charge merchant’s credit  or  debit  card  if  the  equipment  is  not  returned  or  damaged  due  to  misuse,  neglect  or mishandling. Merchant agrees to always protect equipment from lightning strikes or power surges.   Merchant also  understands they  are  using the  Cash  Discounting Program from Save  Merchant Service and its Vendors. A cash discount program is a type of credit card processing that passes the cost of acceptance back to customers who choose to pay with a credit card or debit card. Cash discount merchant services allow business owners to continue to accept all major credit cards. The fee passed to the customer is 3.99%.
Save Merchant Service consent for electronic signatures, records, and disclosures("E-Consent")Please read this information carefully and print a copy and/or retain this information for future reference.Introduction. You are submitting a request to be connected with one of our third party lenders or lending partners. In order to offer you a loan, the third party lenders or lending partners need your consent to use and accept electronic signatures, records,and disclosures ("E-Consent"). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").Option for Paper or Non-Electronic Records. You may request any Disclosures in paper copy by contacting the third part lender or lending partner directly. They will provide paper copies to you. Some may charge for these copies and some may not. The lenders or lending partners will retain all Disclosures as applicable law requires.Scope of Consent. This E-Consent applies to all interactions online concerning you and the third-party lender or lending partner and includes those interactions engaged in onany mobile device, including phones, smart-phones, and tablets. By exercising this E-Consent, the third party lender or lending partner may process your information and interact during all online interactions with you electronically. They may also send you notices electronically related to its interactions and transactions. Disclosures may be provided online at our or third party lenders’ or lending partners’ websites, and may be provided bye-mail.Consenting to Do Business Electronically. Before you decide to do business electronically with the third party lenders or lending partners, you should consider whether you have the required hardware and software capabilities described below.Hardware and Software Requirements. To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account,and an Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Chrome® or Mozilla Firefox®.To read some documents, you may need a PDF file reader like Adobe® AcrobatReader X®. You will need a printer or a long-term storage device, such as your computer's disk drive, to retain a copy of the Disclosures for future reference. You may send any questions regarding the hardware and software requirements directly to the third party lenders or lending partners.Withdrawing Consent. Your E-Consent for our connecting service and for our third party lenders’ or lending partners’ consideration of your connecting request cannot be withdrawn because it is a one-time transaction. If you are connected with one or more third party lenders or lending partners, you are free to withdraw you rE-Consent with them at any time and at no charge. However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining credit from the lender or lending partner. Contact the third party lender or lending partner directly if you wish to withdraw this E-consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.Change to Your Contact Information. You should keep third party lenders or lending partners informed of any change in your electronic address or mailing address. You may update such information by logging into their website or by sending them a written update by mail. YOUR ABILITY TO ACCESS DISCLOSURES. BY CLICKING THE LINK, YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU CANACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.CONSENT. BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER OR LENDING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES,WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OR LENDING PARTNERS OVER THE INTERNET. By completing the form above, each of the above listed business and business owner/officer (individually and collectively, "you")authorize Save Merchant Service and each of its representatives, successors,assigns and designees ("Recipients") that may be involved with or acquire commercial loans having daily repayment features or purchases of future receivables including Save Merchant Service Advance transactions, including without limitation the application therefor (collectively,"Transactions") to obtain consumer or personal, business and investigative reports and other information about you, including credit card processor statements and bank statements, from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, and from other credit bureaus, banks, creditors and other third parties. You authorize Save Merchant Service to transmit this application form, along with any of the foregoing information obtained in connection with this application, to any or all of the Recipients for the foregoing purposes. You also consent to the release, by any creditor or financial institution, of any information relating to any of you, to Save Merchant Service and to each of the Recipients, on its own behalf."In Addition, you expressly consent to receiving marketing and other calls and messages, to land line, wireless or similar devices, including auto dialed and pre-recorded message calls, and SMS messages (including text messages) from Recipients, at telephone numbers that you have provided. Message and data rates may apply. Your consent to receive marketing calls is not required for your application; if you do not consent do not provide cell phone number.